Vivla Protection Autopilot Guarantees

When someone considers buying a co-ownership share for the first time, the doubts aren't about the model in the abstract: they're very specific questions. What if another co-owner doesn't pay their maintenance share? Who looks after the home between visits? How does the calendar work if someone always wants the same week? And if I want to sell and the others won't let me?

These are legitimate objections, and Vivla has turned them into the centre of its value proposition. Instead of ignoring or minimising them, it has solved them with two specific products: Vivla Protection and Vivla Autopilot. Understanding how they work is understanding why managed co-ownership is a different model from DIY co-ownership.

One data point that speaks for itself: more than 20% of Vivla co-owners invested in the company itself in the €1.4M 2025 funding round (source: OkDiario press release, February 2026). There's no better trust signal than your own clients becoming shareholders.

Vivla Protection: full shield for your investment

Vivla Protection is Vivla's guarantee system that protects each co-owner from the risks associated with sharing an asset with other people.

Coverage of other co-owners' non-payments

If one of the 7 other co-owners can't or won't pay their share of common expenses —IBI, maintenance, insurance, management fee— Vivla Protection guarantees that this doesn't affect your use experience or property maintenance. Vivla acts as guarantor and manages debt collection with the defaulting co-owner, without others needing to worry or coordinate anything.

Maintenance guarantee

The property's condition is guaranteed regardless of co-owners' financial circumstances. If the property needs repair or preventive maintenance, it's done within Vivla's operational framework, without needing co-owner agreements for one-off authorisations.

Insurance coverage

The property's home insurance includes civil liability coverage, building and contents damage. Co-owners are covered for damages that may occur during use of the home within the limits of the active policy.

Vivla Protection's existence transforms co-ownership from a model with inter-partner dependence risk to one where each co-owner has independent guarantees. It's the fundamental difference between managed and DIY co-ownership.

Vivla Autopilot: fully delegated management

Vivla Autopilot is the integrated management system that makes being a co-owner literally a non-job.

Booking and calendar app

Access and week booking is managed through the Vivla app. The system ensures equitable use time distribution among the 8 co-owners, with full transparency over each week's availability. Booking is as simple as choosing dates in a travel app.

Proactive maintenance

Vivla doesn't wait for something to break to act. The model is preventive maintenance: regular inspections, equipment updates per lifecycle, and rapid response to any incident. The co-owner doesn't need to call anyone or look for providers; Vivla manages the entire operational chain.

Concierge service

The concierge service includes home preparation before arrival —professional cleaning, temperature adjustment, preference configuration— and assistance during the stay for any operational need.

Automated tax management

The SL that owns the property has its own tax obligations. Vivla manages all SL tax obligations and provides each co-owner with the information they need for their personal declaration: annual certificates, income imputation, IRPF or IRNR documentation (for non-residents).

Co-owner reporting

Co-owners receive regular reports on the state of their investment: maintenance done, incidents resolved and account status of expenses.

What the co-owner data says

Trust in an investment model doesn't come only from documents; it comes from the experiences of those who have already gone through it. These are the data points that best reflect it:

• More than 20% of Vivla co-owners have invested in the company as shareholders (source: OkDiario, February 2026). When your clients trust you to the point of investing in your company, it's the strongest possible validation.
• The average resale time of a share is under 4 weeks (Vivla data, validated on idealista). This indicates the market considers shares valuable assets.
• Average resale appreciation in Vivla's portfolio has been +11%, demonstrating the model generates real value for owners.

Want to see how Vivla works in detail? Visit vivla.com or request a service demo with an advisor.

Co-ownership with Vivla vs DIY co-ownership

Comparative summary: co-ownership with Vivla vs DIY co-ownership.

• Non-payment management: With Vivla, Vivla Protection covers and manages. In DIY, requires partner coordination and potential conflict.
• Maintenance: With Vivla, proactive and managed by Vivla. In DIY, partner coordination and provider search.
• Use calendar: With Vivla, automatic equitable app. In DIY, manual coordination with potential conflicts.
• Resale: With Vivla, active platform with <4 weeks average. In DIY, no platform, manual process.
• Tax management: With Vivla, automated. In DIY, requires own advisory.
• Inter-partner conflicts: With Vivla, mediated and resolved. In DIY, no professional mediator.

Frequently asked questions about Vivla Protection and Autopilot

Q: What exactly happens if another co-owner doesn't pay?

A: Vivla Protection activates the coverage and debt recovery process internally. Other co-owners don't have to do anything: their access to the home and property maintenance remain guaranteed. Vivla manages the default situation directly with the co-owner in question.

Q: How exactly does the use calendar work?

A: Vivla's app manages the calendar with a system ensuring equitable time distribution. Each co-owner can see availability in real time and book their weeks in advance. The system is designed to prevent calendar conflicts proactively.

Q: Can I rent out my weeks if I can't use them?

A: Conditions on subletting or renting your own weeks are regulated in each SL's shareholders' agreement. Consult the specific conditions of the property you're interested in at vivla.com.

Q: What exactly does the Vivla management fee include?

A: Generally, the fee covers operational property management (maintenance, cleaning, insurance), SL tax management, calendar and app service, and concierge service. Specific details and the fee amount are available on each property sheet or by consulting an advisor.